Giving Adequate Attention to the Positive Effects of Consumer Credit

Consumer credit enjoys universal development in advanced countries of market economy, not only because its growth is under favorite environment of economy and culture, but also becaruse of its positive effects on financial departments,production departments,sales department and consumers. Consumer credit is not adequately developed in China and there is a long way to improve the environment for its growth.The first step should be understanding the importance of consumer credit in developing economy and improving people's living standard.At the same time,attention should be given to the negative effects of consumer credit, and only in this way can consumer credit develop healthily and steadily.