A Study of Automatic Decision System of the Credit Guaranty of Middle-small Business

According to the outstanding problem of the high operation risk of the guaranty enterprise brought by the non-(standard) and information asymmetrical etc. of credit guaranty business process of middle-small Business in china, the (credit) evaluation index system and the risk algorithm of guaranty business etc. of the guaranty enterprise are designed, (consequently,) the decision model of monitoring guaranty business risk is formed. The logic structure and function structure of credit guaranty decision system of middle-small business are constructed by use of layer model theory. By use of (computer) network technology, the decision system of credit guaranty of middle-small business is developed by adopting the (admixture) pattern of C/S and B/S. The system is applied into Zhong Kezhi guaranty investment limited corporation etc. The guaranty risk is efficiently controlled.