2008•Zhongguo anquan kexue xuebaoRequires access

Study on Insurance Problem about Enterprise Disaster Prevention and Control

Huifang Yan, Hongxia Li

Abstract

Aiming at the imperfect insurance emergency means for enterprise disaster prevention and control, this paper firstly elaborates the differentiation and relationships among safety economic management, risk management and insurance. Then, the function of insurance on enterprise accident prevention is expounded. According to the correlation among enterprise accident prevention, risk control and insurance disaster prevention, and the social insurance compensation and commercial insurance compensation for enterprise' s accident economic loss, insurance problems related to the accident prevention and control of enterprise are studied, which aims to improve managers' awareness of insurance's function on enterprise accident prevention and control.

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Key concepts: Business, Accident insurance, Control (management), Actuarial science, Risk management, Compensation (psychology), Function (biology), Emergency management