Amalgamation,Innovation and Exploration

We lived in the era of the financial products and service. With the improving of material standard of liv- ing, the mass pay expenses from the bank, brush the card to expend, buy business stock and handle the insurance aren't able to leave the financial service. To build the good financial environment and speed up the popularization of the financial product, it needs the correct financial theory and the financial knowledge propaganda, and needs financial talents with high quality. At present compared with the developed countries, we have a great gap in financial consciousness and financial knowledge that the employed have. It cannot adapt the de- mand of reform and development of finance industry of our country. Present situation is disadvantageous to healthy development of finance industry and social stability; meanwhile, it obstructs the realization of rational investment of our citizens and the enjoyment of convenience of the modern finance service. So, it has the practical significance to strengthen the dissemination of the financial research achievement, carry on the reform of financial education and train the financial and innovative person.