Research on Chinese Auto Insurance Fraud Detection Indicators——Based on Jiangsu、Zhejiang and Shanghai Auto Insurance Claiming Data
YE Ming-hua
Abstract
YE Ming-hua
Abstract
Insurance fraud will influence the operation stability of the insurance company,and then it will make the insurance market inefficiency.Based on Jiangsu、Zhejiang and Shanghai auto insurance claiming data,with the logistic and the binary choice model,we get the indicators to identify insurance fraud and the explanations;at the same time,we can find the shortcoming of our good faith system and bring out the resolutions.
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Insurance fraud will influence the operation stability of the insurance company,and then it will make the insurance market inefficiency.Based on Jiangsu、Zhejiang and Shanghai auto insurance claiming data,with the logistic and the binary choice model,we get the indicators to identify insurance fraud and the explanations;at the same time,we can find the shortcoming of our good faith system and bring out the resolutions.
Key concepts: Insurance fraud, Inefficiency, Actuarial science, Business, Insurance policy, Key person insurance, Property insurance, General insurance