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An Analysis of Consumer Credit Reporting Issue from the Perspective of Consumer Credit

Mei Liu

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Abstract

Consumer credit has been growing rapidly in China in recent years.However,the imperfection of consumer credit reporting system has been a restriction on consumer credit.This paper brings forward several measures to establish a personal credit reporting system and facilitate the development of consumer credit.Those measures are: to perfect the legal environment of credit reporting,strengthen the government's coordination and support,improve the public credit registries and unify personal credit appraisal standards.

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What this paper is about

Consumer credit has been growing rapidly in China in recent years.However,the imperfection of consumer credit reporting system has been a restriction on consumer credit.This paper brings forward several measures to establish a personal credit reporting system and facilitate the development of consumer credit.Those measures are: to perfect the legal environment of credit reporting,strengthen the government's coordination and support,improve the public credit registries and unify personal credit appraisal standards.

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Available abstract

Consumer credit has been growing rapidly in China in recent years.However,the imperfection of consumer credit reporting system has been a restriction on consumer credit.This paper brings forward several measures to establish a personal credit reporting system and facilitate the development of consumer credit.Those measures are: to perfect the legal environment of credit reporting,strengthen the government's coordination and support,improve the public credit registries and unify personal credit appraisal standards.

Key concepts: Credit reference, Credit history, Credit enhancement, Business, Credit card interest, Perspective (graphical), Credit rating, Government (linguistics)

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