2010•Keizai keizaiRequires access
On Problem and Strategy of Small Credit Loan in Chinese Countryside
Guan Shu-zh
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Abstract
Nowadays,the main problems in small credit loan in Chinese countryside are that the rural credit environment is inferior,the risk of small credit loan is various,farmers' ability to repay loan is lower,term and volume of small credit loan in countryside is unrea-sonable,and internal control mechanism of banks is imperfect.The government should pay attention to small credit loan in policy,guide direction of farmers' loan and investment to decrease ratio of bad debt,make preferential policy,increase openness of loan to solve the problems,and promote development of rural economy.