On the position of the industry of credit and the development of normalization

The market economy is credit economy, the credit relationship of each economic unit is the base of all economic activities. The credit is a kind of resource, which can be used to attract fund, manage fund and adjust resource,etc.For credit industry, the credit is the base of existence and development. So no doubt, the Chinese credit industry has its important function under the special historic background. But all knows the difficulties and frustrations during its process of development. As for its reason, partly because of various factors relating to economic system, but mainly because of the lack of credit nowdays in China and bad credit, which also being the main reason of the hard task confronting Chinese credit industry.So,to consolidate the basic construction of social credit and furthmore to better the system of credit is the key point to rebuild the Chinese credit industry.