Research on the Model of Amount Control and Risk Assessment of Loan In Colleges and Universities

Amount control and risk assessment of loan in colleges and universities is a hot topic in financial risk management in colleges and universities at present.On the basis of analyzing problems of amount control and risk assessment of loan in colleges and universities and the nature of bank loan,the assumption that in the period of loan colleges and universities can only repay interest is proposed,and the model of amount control and risk assessment of loan in colleges and universities is improved.By using an universities’data,the improved model is verified and analyzed.The result shows that banks and colleges and universities can moderately relax the assessment grades of loan.It can provide a quantitative assessment system to control amount for banks and prevent financial risk for colleges and universities.