On Exploration of the Financial Dilemma of SMEs in the State of Crisis

Taking SME financing system as the research object,the paper studies such current problems as,discrimination of the ownership in banks,high threshold of capital markets and limited financing,lack of business credit information platform,the confusion of the development for financing guarantees industry,weak credit awareness of SMEs themselves.All of these problems hinder the development of SMEs in China.In addition,by drawing on the advantage of the developed countries,the approach to financing is put forward suitable for the development of SMEs in China.