VOLUNTARY HEALTH INSURANCE DEVELOPMENT PROBLEMS AND IMPROVEMENT MAIN TRENDS IN GEORGIA

Insurance in industrially developed countries organically is merged with the Social Security system; it is one of the mandatory attribute of the life. Insurance couldn’t find appropriate development in Georgia. Social insurance - one of the most demanded and regulated product by the state is health insurance, which services by the state and private insurance companies are functionally similar. However, the private medical insurance in Georgia cannot be considered as developed, the most part is occupied by the compulsory medical insurance. the hindering reasons for development of private health insurance are: low-income of populations, the less information about content of services of the insurance package, in more cases the failure to fulfill the expectations for coverage of medical services, with a simple reason, that the medical package was not interpreted correctly to the potential insurer by the representative of the insurance company. The article presents the development of the necessary measures for health insurance.