ScholarLens Back to search
2014•International Journal of Computer ApplicationsOpen access

Adoption of Mobile Payments in Kenyan Businesses: A case study of Small and Medium Enterprises (SME) in Kenya

Erick Ochieng Otieno, Andrew Mwaura Kahonge

Open full text 10 citations

Abstract

This study focuses on adoption of mobile payment on business in Kenya.We employ Technology, Organization and Environment (TOE) to identify factors that motivate SME to adopt mobile payment methods in their businesses.To achieve this, we performed a cross-sectional survey and sampled 317 SMEs from three strata; hotels and restaurants, tours and travel and supermarkets.Structured Equation Model (SEM) analysis reveals a significant relationship between all indicators and latent variables; Technology, Organization and Environment.Based on these results, we then present a validated framework for the adoption of Mobile Payment platforms in SMEs.

Open-access reader

About this research paper

What this paper is about

This study focuses on adoption of mobile payment on business in Kenya.We employ Technology, Organization and Environment (TOE) to identify factors that motivate SME to adopt mobile payment methods in their businesses.To achieve this, we performed a cross-sectional survey and sampled 317 SMEs from three strata; hotels and restaurants, tours and travel and supermarkets.Structured Equation Model (SEM) analysis reveals a significant relationship between all indicators and latent variables; Technology, Organization and Environment.Based on these results, we then present a validated framework for the adoption of Mobile Payment platforms in SMEs.

Why it matters

OpenAlex reports 10 citations for this work. Citation counts describe recorded attention and do not establish research quality.

Key contribution

A contribution statement is not available in the OpenAlex record.

Method / approach

Method details are not available in the OpenAlex metadata.

Main findings

Findings are not separately available in the OpenAlex metadata.

Limitations

Limitations are not available in the OpenAlex metadata.

Applications

Application details are not available in the OpenAlex metadata.

Available abstract

This study focuses on adoption of mobile payment on business in Kenya.We employ Technology, Organization and Environment (TOE) to identify factors that motivate SME to adopt mobile payment methods in their businesses.To achieve this, we performed a cross-sectional survey and sampled 317 SMEs from three strata; hotels and restaurants, tours and travel and supermarkets.Structured Equation Model (SEM) analysis reveals a significant relationship between all indicators and latent variables; Technology, Organization and Environment.Based on these results, we then present a validated framework for the adoption of Mobile Payment platforms in SMEs.

Key concepts: Kenya, Small and medium-sized enterprises, Payment, Computer science, Mobile payment, Business, Industrial organization, Finance

Related papers

Related paper 1Related paper 2Related paper 3
Back to paper searchBrowse research topicsOriginal source
Adoption of Mobile Payments in Kenyan Businesses: A case study of Small and Medium Enterprises (SME) in Kenya — Research Paper | ScholarLens