2012•University of North Texas Digital Library (University of North Texas)Open access

Social Security Disability Insurance (SSDI): The Five-Month Waiting Period for Benefits

Umar Moulta-Ali

Abstract

This report explains the five-month waiting period for Social Security Disability Insurance (SSDI) benefits and its legislative history. Social Security Disability Insurance (SSDI) is authorized by Title II of the Social Security Act and provides income replacement for eligible individuals who are unable to work due to a longterm injury or illness that is expected to last at least one year or result in death.

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Key concepts: Disability insurance, Social security, Waiting period, Disability benefits, Actuarial science, Legislature, Business, Economics